Short term car insurance is used for a vehicle that is borrowed from a friend or family member. You can obtain a policy to provide coverage during an accident or if the vehicle is damaged. To do this you need to use the internet to find companies that provide short term car insurance.
1. Prepare Your Information
Obtain the vehicle identification number for the vehicle. You will also need the name and address of the vehicle owner. Make a note of the owner's current insurance policy and lender. Make sure that you have information on hand if you are obtaining coverage for a rental vehicle. Have your driver's license handy as you will need this and information about your driving history.
2. Find Insurance Company
Go online and access your favorite search engine. Search for “temporary motor insurance” and you will see a list of results. Click on a link to view a company's web page. Review the information available on the site to see what is available. Repeat this process to review information on other sites that offer short term car insurance. Save the web page for three or four companies.
3. Obtain a Quote
Find the option on the company's web page for obtaining a quote. Many online sites provide users with a rate quote online. Enter all of the required information for the application to receive an accurate quote for the insurance coverage. Repeat this process to obtain a rate quote from each of the companies.
4. Compare Your Quotes
Examine the rate quote from each of the companies. Compare the coverage that is provided for the total cost. Make sure that you weigh the coverage limits with the price. Determine which company gives you the best deal for the cost of the policy.
5. Purchase the Policy
Payment for the short term car insurance policy is typically upfront. This means that the full cost of the policy needs to be paid before starting coverage. Companies that provide short term car insurance may not offer payment options
6. Obtain a Confirmation
Once the payment has been accepted you will receive a confirmation on the screen. Print a copy of this information as a receipt that verifies that you completed the payment. Keep this for your records.
7. Proof of Coverage
Once you have confirmation that the policy is paid your policy is displayed on the screen or is received in your email. Print a copy of the policy on the screen or in your email as proof of coverage.