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Car Insurance Dispute Letter (Free Sample)

Use this sample car insurance dispute letter as a template for your formal dispute letter.
Last updated on September 27th, 2021


​Sample Car Insurance Dispute Letter

Customer’s Name
Customer’s Address
City, State, Zip Code

DATE

Name of Insurance Adjuster
Name of Insurance Company
Address of Insurance Company
City, State, Zip Code

RE: Dispute of claim NUMBER resolution for customer ID NUMBER or policy NUMBER

Dear Name of Adjuster,

This letter is to inform you that I plan to dispute your decision on my claim number NUMBER for the collision I had with a van on DATE that rear-ended me at a stop light on the corner of STREETS. The no-fault claim was filed on DATE with claim number NUMBER. 

I was not injured in the accident, but my car is small, and the back was smashed in by the van. The amount suggested by you does not cover the cost of repairing my car. My policy covers up to $10,000 in no-fault liability damage, and, as you can see, the cost of repairing my car is well below that.

​I have enclosed three independent estimates for repairing my car and they are all higher than the amount you offered. I would accept the amount of any one of these estimates. 


This is not a complicated case. Please respond favorably by DATE. If I do not hear from you, I’ll file a complaint against you with the STATE Consumer Protection Agency. I can be reached at 555-123-4567 or at [email protected]

Sincerely,
​

Customer’s Signature
Customer’s Name Printed
List of Enclosures: 
Three car repair estimates
Photos of the accident
Documentation of the insurance claim

By Andre Bradley

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