How to Write a Home Insurance Cancellation Letter (with Samples)
Use these sample home insurance cancellation letters as templates for your formal cancellation letter.
Last updated on December 1, 2023
Whether you are unsatisfied with your current home insurance policy or are attracted to a better deal from another company, you have the right to cancel your policy regardless of the time.
One of the most important things to consider while canceling your insurance policy is to write the cancellation letter rather than talk about it over the phone. Since your policy is a contract, the process gets weight only when there is enough evidence through writing that you are serious about it.
Safeguard Your Interest
And this rule applies to literally all types of insurance - be it a car, home or life. Writing a letter can also safeguard your interest, in the sense, you now have a hard copy of your home insurance cancellation letter for your record in case it is required for later use.
One of the most important things to consider while canceling your insurance policy is to write the cancellation letter rather than talk about it over the phone. Since your policy is a contract, the process gets weight only when there is enough evidence through writing that you are serious about it.
Safeguard Your Interest
And this rule applies to literally all types of insurance - be it a car, home or life. Writing a letter can also safeguard your interest, in the sense, you now have a hard copy of your home insurance cancellation letter for your record in case it is required for later use.
If you choose to use some form of e-mail or simply a traditional letterhead to communicate with your agent, be professional. In the subject line of your message, clearly state the reason, insurance policy number or a brief description of the entire letter so that the recipient knows what to do with it.
Some people choose to use single word message subject; although this might get the recipient open the message, it may create a sense of resentment because the recipient was mislead.
Keep in mind that these agents receive dozens or even hundreds of email messages and letters per day, and they don't have time to read that aren't of direct relation to them.
Some people choose to use single word message subject; although this might get the recipient open the message, it may create a sense of resentment because the recipient was mislead.
Keep in mind that these agents receive dozens or even hundreds of email messages and letters per day, and they don't have time to read that aren't of direct relation to them.
Sample 1 - Home Insurance Cancellation Letter
Date
Name on Policy
Address of Policyholder
City, State, Zip
Home Insurance Company
Address of Company
City, State, Zip
Attn: Cancellations
RE: Home Insurance Policy Number
Dear Sir/Madam,
This letter is to request you to cancel my home insurance policy [number as indicated above] effective [cancellation date]. Please send me a written confirmation of this cancellation within 30 days upon receiving this request, refund the unused portion of my premium and stop charging the premium following the cancellation date. Thank you for your time and prompt attention to this letter.
Sincerely
(Your Signature)
Firstname Lastname
Date
Name on Policy
Address of Policyholder
City, State, Zip
Home Insurance Company
Address of Company
City, State, Zip
Attn: Cancellations
RE: Home Insurance Policy Number
Dear Sir/Madam,
This letter is to request you to cancel my home insurance policy [number as indicated above] effective [cancellation date]. Please send me a written confirmation of this cancellation within 30 days upon receiving this request, refund the unused portion of my premium and stop charging the premium following the cancellation date. Thank you for your time and prompt attention to this letter.
Sincerely
(Your Signature)
Firstname Lastname
Sample 2 - Home Insurance Cancellation Letter
Date
Name on Policy
Address of Policyholder
City, State, Zip
Home Insurance Company
Address of Company
City, State, Zip
Attn: Cancellations
RE: Home Insurance Policy Number
Please consider this letter as a formal request to cancel the referenced home insurance policy. Please stop all debits or charges for premium payments. The effective date of policy cancellation is [cancellation date].
I am also requesting written confirmation of the cancellation and the return of any premiums. The cash value of the policy should also be sent with any returned premium. This action needs to occur within a period of 30 days from the receipt of this letter.
Sincerely,
(Your Signature)
Name of Policyholder
Address
Sample 3 - Home Insurance Cancellation Letter
Date
Name on Policy
Address of Policyholder
City, State, Zip
Home Insurance Company
Address of Company
City, State, Zip
Attn: Cancellations
RE: Home Insurance Policy Number
Please take this letter as a formal request to cancel my home insurance policy and stop all charges for premium payments. Please make this cancellation effective as of [cancellation date]. I also request written confirmation of this cancellation, along with a refund for unused premiums, within 30 days from the receipt of this letter.
Sincerely,
(Your Signature)
Name of Policyholder
Address
By Andre Bradley
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