Insurance Negotiation Letter (Free Sample)
Use this sample insurance negotiation letter as a template for your formal notification.
Sample Insurance Negotiation Letter
City, State, Zip Code
Insurance Adjuster’s Name
Insurance Company’s Name
Insurance Company’s Address
City, State, Zip Code
RE: Counter Offer for Claim Number NUMBER
Dear Mr/Ms/ Last Name of Adjuster:
I have received your letter dated DATE, with your offer of a settlement for my personal injury case. I reviewed the contents of your letter regarding the facts of the claim and find that they are inaccurate. Because of this, your settlement offer is unacceptable.
Kindly review the facts of my claim. I have enclosed a copy of the police report that clearly states the facts of the car accident. The report states that on DATE I was riding my bicycle within the proper lane when your insured collided with me.
I was thrown to the ground and broke my arm. My bicycle was completely destroyed. At the scene, your insured was issued a citation for driving under the influence of alcohol.
I would appreciate it if you would review the facts of my claim and raise the settlement accordingly. I was taken to the hospital in an ambulance and was treated there.
I spent one night in the hospital. I have also enclosed copies of the ambulance report, doctor’s bill and hospital bill as well as the bill for a new bicycle.
Along with physical injury and suffering, I was unable to work for six weeks and required four more weeks of physical therapy. It has been an emotionally trying time for me through no fault of my own.
You have presented no evidence that is different from the evidence I provided to you. I researched other claims similar to mine and along with the bills, feel my original settlement claim request was fair.
However, I would be willing to reduce my settlement demand to AMOUNT in the hope that this can be settled quickly and fairly. I would prefer not to litigate this claim.
I can be reached at 555-123-4567 or at [email protected] if you have any questions or require any more information. I hope to hear from you soon.
Signature of Claimant
Printed Name of Claimant
List of Enclosures
By Andre Bradley