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Letter to Increase Credit Card Limit (Free Sample)
Use this sample letter to increase credit card limit as a template for your formal request.


​Sample Credit Card Limit Increase Letter

Consumer’s Name
Consumer’s Address
City, State, Zip Code

DATE

Dispute Department (Billing Inquiries) 
Credit Card Company 
Street Address or P.O. Box 
City, State, Zip Code

Re: CONSUMER'S ACCOUNT NUMBER 

Dear Credit Card Company,

I have been a long standing credit customer of [Credit Card Company]. When I first opened my account back in 20xx, I had a small $500 limit.

Overtime I have not asked for any increases and have never even come near to reaching my credit limit. Recently, we purchased a home that needs major renovation. Because of the extreme costs of these ventures, I am asking for a credit line increase on my account. 

Currently, there is a balance of $231 on my account. I would love to have an increase to around $2,000. This money will be used to help put in a new furnace system in my home. The interest on my credit card is cheaper than the interest the store has for financing.

​Because I have had such good luck in the past, I am looking to continue my business with your credit card company in the future. You can always count on me to take care of my bills, and to make sure to stay below my credit limit. 

Can you please review my account and grant this request? If you have any questions, please feel free to contact me at [555-288-0989]. I can be reached anytime. 

Sincerely,

Consumer’s Signature
Consumer’s Printed Name
​
By Andre Bradley

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