Mortgage Counter Offer Letter (Free Sample)
Use this sample mortgage counter offer letter as a template for your formal notification.
Sample Mortgage Counter Offer Letter
Borrower’s Name
Borrower’s Address
City, State, Zip Code
DATE
Lender’s Name
Lender’s Bank or Lending Institution’s Name
Lender’s Address
City, State, Zip Code
RE: Counter offer for mortgage loan
Dear Lender’s Name:
This letter is a formal counter offer to the mortgage terms and conditions you sent me on DATE. I intend to make my mortgage payments on time, but I require lower monthly payments as my monthly income has reduced because my wife lost her job.
The counter offer I am suggesting is DOWN PAYMENT AMOUNT and AMOUNT FOR LOAN. I believe this is fair for both of us. I understand that if you do not agree with this counter offer, your first offer may no longer be available.
Thank you for your consideration in this matter. I look forward to a favorable reply from you. If you have any questions, I can be reached at Email Address or Phone Number.
Sincerely,
Signature of Borrower
Printed Name of Borrower
By Andre Bradley
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